I don't write much about marriage. Because I'm not good at it. But when it comes to finances, marriage plays an important role, so let me try to answer a few common questions.

The answer to the question, "Does early marriage slow you down?" It depends on the person. If he is talking about love, the letter will not end, so let me put it aside for a moment and talk about finances. When you choose to marry, the right person will reach your goal faster, and the wrong person will plunge you into poverty.

If a husband and wife can earn a living and save and invest, they can outgrow this. In addition, if one person neglects to spend, the other can warn and ban. If one of them understands finances and the other spends unruly spending, it is a problem. It's fine for those with financial discipline to influence those without discipline. Otherwise, you will have to worry about marriage. You get a lot of diameters. (Like the quote in the photo.) If both of them are spending their income and expenses inconsistently, they are dead. It's going to be a dog. It could be like a debt trap video.

So before you get married, you need to talk openly with each other about your income and expenses. Expenditure statement; Assets and Debts (You also need to know each other's personalities, hobbies, goals, etc.) Some expenses are not so obvious because they are currently supported by parents, but it can become a burden when you are married and have to stand on your own two feet.

Once you have said these things openly, you will be able to calculate in advance when you will be married. Estimate your monthly income after marriage. Modern women are still married and still work, but some women want to quit after marriage. This needs to be discussed and agreed upon. If you are going to do business together, be prepared. Make a business plan. Estimate your monthly income for married life. In the past, if you were renting a house somewhere, you were married and renting a house together. It is usually cheaper to combine two meals. It will be less expensive to travel and spend time dating than before. Meter and phone bills are cheaper.

But in the past, I used to live alone at my parents' house. After marriage, they split up. If you do not own a home, renting a home can be a daunting task. Be aware that the cost of living as a family may be higher. If you are going to be separated from your parents, you also need to set aside support for your parents. When a couple estimates their income and expenses for life, will they save more than they did before marriage? Will savings decrease? You can now predict whether income and expenditure will be unequal. Instead of trying to recover, they wallow in their sadness and thus, experience more failure.

If you live a life where you earn more than you earn, you are jumping into hell. If you can look at each other and have fun, it will only be a moment. If you are malnourished while drinking the same food, you will have to go to the hospital. So before you get married, try to estimate your income and expenses and do not take them if you have more than you can handle. After trying to increase income, Take it from the ground up. This is not a matter of age, it is a matter of personal circumstances, not to mention getting married at any age.

You also need to save money when you get married. My parents are rich. If they can afford it, keep it. If you are getting married with your own money, do not overdo it. I got married in debt. Going on a honeymoon is something that fools do. The cost of childbirth is not included in the above-mentioned expenses. Before I have a baby, I will write a letter about calculations. If you have a child without planning ahead, you may regret it. This is the view of marriage from a financial point of view. But you also have to look at it with other eyes. Marriage for money is too extreme. You have to think in balance with your heart and your brain.

So do not confirm the caption in the photo. It starts with making the couple happy. There are a lot of people who are happy because their marriage is happy.